Life Insurance Partners
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Our Life Insurance Agents
 Terry Jones (Glencoe) |
 Mary Adelmann (Glencoe) |
 Janice Winn (Glencoe) |
 Ron Molstad (Glencoe) |
 Ted Breckheimer (Shorewood) |
 Becky Havelka (Shorewood) |
Insurance Coverage Options & Terms
Accidental Death Benefit Rider provides an additional benefit payment when death is deemed accidental.
Annually Renewable Term insurance provides one year of coverage and gives the policy owner the option to renew coverage after each year.
Beneficiary is a person designated to receive the death benefit following the death of the insured.
Death Benefit is the amount of money that is paid to the beneficiary following the death of the insured.
Decreasing Term Insurance is a policy where the face value gradually decreases but the premiums paid remains the same.
Guaranteed Term is a renewable policy that remains in effect as long as the premiums are paid on time.
Increasing Term Insurance is a policy where the benefit increases during the course of the policy's term.
Term Insurance is insurance coverage for a specified number of years and expires without value if the insured lives longer than the coverage term.
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